Affordable Plans
Life insurance is a contract between you and an insurer—your beneficiaries receive a guaranteed sum (the death benefit) if you pass away while the policy is active.
Term life insurance offers affordable, fixed-period coverage, while permanent policies (like whole or universal life) provide lifelong protection plus a tax-deferred cash value component.
Death benefits are generally tax-free, offering financial security to loved ones by helping cover debts, household expenses, education, or final costs.